Rick was born and raised in Oakland, NJ. He is the oldest of 3 children and is a graduate of West Milford HS. He has spent his entire career in customer service and sales. Rick earned his insurance license in 2003, and early in his career specialized in Group Health. Currently Rick handles all areas of insurance, with a concentration on personal and commercial lines. He is an currently a member of BNI Primary Connections, Hackensack, NJ where he serves as the Mentor Coordinator. Rick is a former president of the chapter. He lives in Wanaque, NJ.